Mumbai: Karnataka Bank has appointed veteran banker Biji SS as its Whole-time Director (Executive Director), strengthening the bank’s leadership team as it sharpens focus on transformation, retail expansion, MSME growth, and operational scale-up.
The appointment comes at a crucial phase for the private sector lender as it continues to strengthen its franchise across retail, liabilities, branch banking, and customer acquisition businesses.
The Executive Director search and appointment process was facilitated by Venator Search Partners, a retained executive search firm focused on leadership hiring across the BFSI sector. The firm said it has facilitated over 59 CXO-level appointments across banks, NBFCs, housing finance companies, and other financial institutions in India.
Karnataka Bank has received in-principle approval from the Reserve Bank of India for Biji SS’s appointment, subject to shareholder approval.
Biji SS brings more than three decades of banking experience from South Indian Bank, where she rose through the ranks from trainee officer to Chief General Manager. Over the course of her career, she has led large-scale portfolios spanning branch banking, liabilities, MSME, retail assets, and third-party distribution businesses.
In her most recent role at South Indian Bank, she headed Branch Banking and Liabilities, Micro & Small Enterprises, and Third Party Products, overseeing a business portfolio of nearly Rs. 1.68 lakh crore across close to 950 branches nationwide. She also played a key role in strengthening corporate banking relationships and expanding supply-chain finance and co-lending businesses.

Commenting on the appointment, Deepraditya Datta, Founder of Venator Search Partners, said, “Leadership transitions in banking today require far more than conventional functional expertise. Institutions are looking for leaders who combine execution capability, customer orientation, operational resilience and the ability to drive transformation at scale. Ms. Biji SS represents that rare blend of deep retail banking exposure, institutional leadership and pan-India operational experience. Her journey from grassroots banking to the highest levels of leadership reflects exceptional credibility, perseverance and strategic maturity. We are delighted to have partnered with Karnataka Bank on this important leadership mandate.”
Industry observers view the appointment as strategically important for Karnataka Bank as the lender looks to strengthen liability growth, improve operational efficiency, deepen customer engagement, and expand its market presence in an increasingly competitive banking environment.
















