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NBFC-P2P startup PaisaDukan enters into Travel-Loan Segment

Company is set to explore horizon of Book Now, Pay Later

by Editorial
May 18, 2019
in Advertising, Mobile/Digital
2 min read
NBFC-P2P startup PaisaDukan Enters into Travel-Loan Segment
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Mumbai: Regulated Peer-to-Peer (P2P) lending sector in India is a year-old industry now; however, it has yet not explored its true potential as a supplement to other emerging industries. Travel industry has registeredgrowth of multiple foldsin past few years. With the rise of digital lending,Travel-Loan segment is emerging as one of the fastest growing sector across the world. India’s emerging NBFC-P2P startup PaisaDukan is enteringinto travel loan segmentto extend its support towards digital lending for travel packages by partnering with various travel aggregators.Company sees Travel-Loan as an Emerging Segment for P2P Lending Industry.

Inclination towards personal finance for the purpose of travel is increasing and it accounts a significant size in the lending industry. International travel, frequent weekend getaways and last moment holiday plans have become a trend now. Digital lending has worked as enabler for these trends due to quick & paperless borrowing. Lending amount for travelling purpose generally ranges from Rs. 25,000 to Rs. 5,00,000 for varied destinations.

“We are in talks with travel aggregators to partner with them. We intend to ensure quick and easy financing to all possibilities within a travel plan, ranging from travel tickets to hotel bookingas well as taxi booking.This will allow travelers to enhance their travelling experience by choosing a better airline, a better hotel or even extending their vacations.” said Mr. Rajiv Ranjan, Founder & CMD,PaisaDukan.

“In some cases, people take travel loan not because they don’t have enough savings but to ensurea better travel experience. We are looking for travel business partners to sell popular travel packages with a loan tenure from 3 months to 12 months. We have our own tool to check borrower’s credit worthiness for a quick loan disbursement because last minute holiday plan requires quick accessibility to financing option”, added Mr. Ranjan.

Tags: NBFC-P2P startup PaisaDukanRajiv Ranjan

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