Mumbai: In a major boost for India’s growing fintech ecosystem, BillCut, an emerging player focused on financial empowerment and debt refinancing, has announced the onboarding of two seasoned leaders: Bhavesh Gupta, former President & COO of Paytm, and Visham Sikand, founder of Goals101, as co-promoters and strategic investors.
Bhavesh Gupta, one of the most respected figures in Indian digital finance, has joined BillCut as a strategic advisor and investor, bringing with him a legacy of leadership, scale, and innovation from his time at Paytm and Clix Capital.
“I’m thrilled to be part of this exciting opportunity with the BillCut team. The problem BillCut is addressing is both significant and highly relevant. Leveraging technology, AI, and a strong focus on customer experience, they are approaching this challenge at a scale that hasn’t been seen before,” said Bhavesh Gupta. “I’m truly excited to join this journey alongside Sachin Mandon, Tanish Sharrma, Alabhya Pandey, and Ashray Sethi, and to support BillCut’s mission to transform how Indians manage and reduce their bills.”
Also joining Gupta is Visham Sikand, serial entrepreneur and founder of Goals101, who had been an early backer of BillCut.“I invested in BillCut in its earliest days, mainly to support the passionate founder trio and the business model. This combination and their traction, destines them for a big one,” noted Visham Sikand.
BillCut has been gaining attention for its unique approach to helping users tackle high-interest debt through smart refinancing solutions. Its flagship product—an AI-powered debt analyser—enables users to scan and understand their current liabilities and instantly find more affordable options from top financial partners like L&T Finance, Tata Capital, DMI Finance, and more.
“Bhavesh’s joining is a step forward for us as it adds experience and belief to our mission,” said Sachin Mandon, Co-founder of BillCut. “Our goal is to empower Indians to take back control of their finances.”
Tanish Sharrma, Co-founder, added, “Millions of Indians are stuck in debt cycles driven by high-interest credit cards and loans. BillCut offers them a smarter way out — by helping them refinance at better terms. With Bhavesh joining us, we’re excited to expand this solution across the country.”
The platform also helps users understand their credit scores, improve them, and take actionable steps to lower monthly outgo. Backed by a $6.5M valuation, BillCut’s latest leadership expansion signals strong momentum as it scales to serve more consumers across India.
